Ram in Logan, WV

Thornhill Chrysler Dodge Jeep Ram

Financing FAQ

Financing FAQ

You have found the vehicle that you want. This can be a very exciting time for you. Now that you have the ride you want, your next step is to enter the financing process and get a deal that suits you.

Here at Thornhill Chrysler Dodge Jeep Ram (CDJR), we have compiled this guide to financing FAQs and what you can expect when you work with our team.

How Can I Get an Auto Loan?

After you choose a vehicle, you want to sit down with our expert finance team and start working on the auto loan for you. To get a loan, you should apply for financing. You can do this at a financing institution or our dealership.

When you work with our dealership, we will work with local lenders and help you get the loan you need. Lenders will review your application, check your credit score, and can approve your loan, so your sale can proceed. This will help set terms on the length of your auto loan, monthly payment, interest rate, and more.

How Can I Get Pre-Approved?

One step you can take before you visit us is to get pre-approved for an auto loan. The process to do this is easy.

On our website, you can find the online finance application and use this to get pre-approved for an auto loan. You can also go to a financial institution before you visit our dealership and fill out a similar application to get pre-approval ahead of your visit.

How Can I Improve My Credit Score?

Having a good credit score can help you in the process of getting an auto loan. If you are still determining your credit score or want to improve it before buying a new car, you can do a few things.

To improve your credit score, you should pay any bills you have on time, pay off balances of credit accounts, and avoid opening new credit accounts. If you maintain a positive credit history, pay bills on time, and avoid accruing large amounts of debt, you can improve your score.

Should I Buy or Lease?

There are a few methods you can use to get a new car. You can choose to buy and take out an auto loan or lease from the dealership. Which way is best for you?

Our finance experts can review with you to find which fits your needs the best. There can be benefits to both options. Buying allows you to take full ownership and make a long-term commitment to driving the vehicle you choose. A lease is a short-term agreement and can have lower monthly payments because the dealership retains ownership of the vehicle.

If you have any questions about either of these options, our team can sit down with you and provide answers.

Come to Our Finance Center Today

Here at Thornhill CDJR, we are proud to help you with financing FAQs. We want to create a deal that works for you and gets you the ride you want.

You can contact us today to get the process or visit us to see our selection and meet with our team. 

Contact Us

Thornhill Chrysler Dodge Jeep Ram

130 John Wes Evans Drive
Logan, WV 25601
Driving Directions
Sales 304-239-5293
Service 304-896-0834
Parts 304-239-5156
Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 7:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 6:00PM
Saturday Closed
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 6:00PM
Saturday Closed
Sunday Closed
Monday Closed
Tuesday 8:30AM - 8:00PM
Wednesday 8:30AM - 8:00PM
Thursday 8:30AM - 8:00PM
Friday 8:30AM - 8:00PM
Saturday 8:30AM - 8:00PM
Sunday Closed